We may not speak Economy, but we don’t have to be in the dark about our Money

Listen in on this non-partisan talk as Research for Social Advancement (REFSA) pits both the Budget 2012 announced by the Prime Minister and the Shadow Budget by the opposition coalition against one another.

How would they fare up fiscally?

Which is financially practical, and which relies on empty promises?

Who would be the ultimate losers and winners?

Relevant facts, sparkling analysis, and best of all, jargon-free speech, this talk has it all. Raise your questions and concerns. Take notes and do mental calculations. Bring your own purple banana.

WE WELCOME EVERYONE – no matter the race, gender, age, ideologies, political stance and species. See you there!

The speaker:

Teh Chi-Chang (Executive Director of REFSA)

Teh Chi-Chang holds degrees from the Universities of Warwick and Cambridge, the CFA (Chartered Financial Analyst) charter and is a CELTA-qualified teacher. He spent 16 years at the fore-front of capitalism, in investment research and corporate finance during which he managed highly-rated teams in addition to being a top-ranked analyst himself. He joined REFSA because he believes Malaysia will succeed if more of us stop whining about all that is wrong and instead use the time to work productively on making things better.


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REFSA is an independent, not-for-profit research institute providing relevant and reliable information on social, economic and political issues affecting Malaysians with the aim of promoting open and constructive...